Well, a lot of people would want to reach out for a headache relief pill on hearing that dental implant cost could be around $50,000. But don’t worry — we’ve got ways to get you better prepared. Let’s find out!
Losing a tooth is definitely not easy. And from what you must have heard, the pricing makes it look tougher, right? Let’s admit it. You’ve been searching all over the internet to find that one source that could tell you there was a way to make dental implants more affordable. We feel you. But the reality is: Dental implant cost usually do end up causing a heavy blow on the pocket — so much so that it almost feels like you’re getting a gold tooth!
The investment can be a lot to handle, so it’s important to get an understanding beforehand and plan your budget accordingly. Multiple dental implant cost could be somewhere around $3,000 to more than $50,000. Whereas the cost for a single implant can range from $1,500 to $6,000.
What are the factors that determine the dental implant costs?
There is no one-size-fits-all when it comes to dental implant procedures, as they are mostly quite complex, therefore, never the same. This means that the cost range varies largely basis the treatment involved. Unlike a simpler service like filling the teeth, dental implant cost is assessed taking into account a host of different factors.
Here we’ll look at some of the final elements that go into determining the cost of your new tooth or teeth:
- Dental examination (that includes 3D imaging)
- Tooth extraction, if necessary
- Installation of the dental implant(s)
- Placement of the hardware
- Fabrication and placement of the dental crown
The cost of each of these elements also depends on the dental practitioner. There are some dental practices (and you can do your research before going to one) that offer a free CT scan, which helps determine your suitability for dental implants at the beginning of the process. However, if it comes down to you paying for 3D imaging, you could easily be billed $350 and $515 for this service.
So variables such as having a CT scan done in the preliminary exam, and the kind of bone graft you require (if at all you require one) all go into determining the final pricing. Apart from that, there are additional factors — say for instance if the practitioner’s location is a large metropolitan area, it is bound to be more expensive.
Breakdown of an average pricing structure
- CT scan — $250 — $515
- X-ray — $20 — $200
- Bone grafting — $200 — $3,000
- Tooth extraction — $75 — $650
- Abutment and crown — $1,000 — $3,000
*This is a base and does not reflect the actual costs that you might have to incur
Is it worth your money?
If you’re someone who has been looking for a dental implant treatment for quite some time but the money has been stopping your smile from shining brighter, it’s good to know that they are high on ROI, especially when compared to other missing tooth replacement solutions — such as dentures and dental bridges, as they do not require any such major modification of your healthy teeth and also don’t require regular replacement. There’s no need to practice eating or speaking because dental implants feel like your natural teeth.
Does dental insurance cover the dental implant cost?
Now before you start thinking that the insurance cover could be your knight in shining armor, we hate to break it to you that in most cases it doesn’t cover implants. However, there are some providers who may offer partial coverage for the implant crown.
In such cases, your dental insurance might typically pay a small portion of the total cost and the percentage of reimbursement mostly varies by procedure.
But if your dental insurance doesn’t cover implants and you switching providers doesn’t look easy to you, there are some other ways you could make this easy on your pocket.
How can you afford a dental implant sans insurance?
1. Dental Loans
Dental loans are almost like personal loans that help you cover the cost of expensive procedures, such as dental implants.
2. In-House Payment Plans
A lot of dentists do offer in-house payment plans which are kind of more affordable than dental loans and also easier to set up. But the negotiations here vary on a case basis. How this works is that you need to make small payments (think of it as an EMI) till the time the entire cost of the implant work is paid.
3. FSA, HRA, or HSA
Flexible spending accounts (FSAs), health reimbursement accounts (HRAs), and health savings accounts (HSAs) also make dental implant costs eligible and help you reduce the financial burden. The difference between these is mostly in what you pay from your pocket and the amount that the insurance covers.
The key takeaways
Although expensive, the price range of dental implants differs basis the intensity of the treatment and the steps involved in it. Insurance can provide some relief, but that too depends on whether or not implants are covered by your plans. In this case, exploring options such as dental loans of HRAs might help.
Having said that, it is best to check with a dental practitioner and an administrator before you begin the procedure or opt for insurance cover.